The website, myrateplan.com allows you to shop and compare for the best plans for you and your family. The website you put in your zip code, and it pulls up all the local providers. It then asks you to pick the phones based on how much they cost, and it simultaneously displays the cheapest price for you. Then a pull up window comes up with the phones and plans side by side -- up to ten phone plans at a time.

Another option is something called unlimited local phone plans or pre-paid phone plans. These plans range anywhere from $30 to $60 a month. And you only pay for what you use. Plus, there are no contracts.

Use free 411, which is 1-800-FREE-411.

Get plans with free mobile-to-mobile minutes.

Keep track of your cell phone minutes so if you do have a plan that charges when you go over, you'll know when to turn it off.

And pay a flat fee for extra features like internet and games.